Federal Student Loan Consolidation Rates

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Rates through June 30, 2007 Rates effective from July 1, 2007

Date Disbursed Grace Period Rate Repayment Rate Grace Period Rate Repayment Rate
Stafford 7/2006 - Present 6.8% Fix 6.8% Fix 6.8% Fix 6.8% Fix
7/1998 - 6/2006 6.54% 7.14% 6.62% 7.22%
7/1995 - 6/1998 7.34% 7.94% 7.42% 8.02%
7/1994 - 6/1995 7.94% 7.94% 8.02% 8.02%
Prior to 7/1992 8.09% 8.09% 8.17% 8.17%
PLUS 7/2006 - Present 8.5% Fix 8.5% Fix 8.5% Fix 8.5% Fix
7/1998 - 6/2006 7.94% 7.94% 8.02% 8.02%
7/1994 - 6/1998 8.34% 8.34% 8.05% 8.05%
10/1992 - 6/1994 8.34% 8.34% 8.05% 8.05%
7/1987 - 9/1992 8.49% 8.49% 8.20% 8.20%
Grad PLUS 7/2006 - Present 8.5% 8.5% Fix 8.5% Fix 8.5% Fix
Perkins All Disbursements 5% 5% 5% 5%

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